Terms and Conditions

Get to know what you get.

Last Updated: 8th December, 2016

Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the http://www.gochankya.com and www.gochanakya.in website and the (the "Service") operated by Avanca Tech Ventures Private Limited ("us", "we", or "our"). Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service. By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service. This Agreement provides important information to you, including information about your obligations regarding your content, our limitation of liability to you, your agreement to resolve any disputes by individual arbitration and to waive the right to participate in a class action.

Changes to the Terms and Conditions of the Site ("Terms"). We reserve the right at any time to:

  • change the terms and conditions of this Agreement, consistent with applicable law.
  • change the Site, including eliminating or discontinuing any Information or Services (defined below) or other features in whole or in part; and
  • deny or terminate your use of and/or access to the Site.
  • Any changes we make to the terms and conditions will be effective immediately upon our making such changes available on the Site, and posting notice of such changes on the Site or in another manner in our reasonable discretion. You agree that your continued use of the Site after such changes constitutes your acceptance of such changes. If you do not agree with any of the updates to the terms of this Agreement, you should not use the Site. Be sure to return to this page periodically to ensure your familiarity with the most current version of this Agreement

Terms and Conditions of Use

Welcome to Gochanakya! The Gochanakya Platform is an information and social network dedicated to investments, advisory, insurance and other investment related products. Gochanakya brings together professionals, investors seeking guidance, product companies, lawyers, and design enthusiasts. Through the Gochanakya Platform, people can obtain and exchange, ideas, information, products, and services related to investments in any asset classes, protection products and any legal matters.

These are our terms and conditions for use of the network, which you may access in several ways, including but not limited to the World Wide Web via https://www.gochanakya.com, digital television, PDA, mobile phone and RSS feeds. In these terms and conditions, when we say the “gochanakya” we mean the digital information network operated by or on behalf of gochanakya.com, or Avanca Tech Ventures Private Limited, its subsidiaries and affiliates (collectively "Gochanakya" or gochanakya or https://www.gochanakya.in or https://www.gochanakya.com), regardless of how you access the network, as well as any apps whether you access those via gochanakya site or a third party site. However you access the gochanakya.com site, you agree to be bound by these terms and conditions. If you have accessed gochanakya site from the United States or Australia, you also agree to be bound by additional terms contained at the end of these terms and conditions

1. Registration

You may access areas of the Gochankya Site that require registration by becoming a registered member and creating an account with us. You agree to be responsible for maintaining the confidentiality of your passwords or other account identifiers which you choose and all activities that occur under your account.

By registering on the Gochanakya Site, you agree that:
(i) you will provide accurate, current and complete information about yourself as prompted (including your email address);

(ii) you will maintain and update your information (including your email address) to keep it accurate, current and complete;

(iii) your account and password are personal to you and may not be used by anyone else to access the Gochanakya Site;

(iv) you will not do anything which would assist anyone who is not a registered user to gain access to any registration area of the Gochanakya Site; and

(v) you will not create registration accounts for the purpose of abusing the functionality of the site, or other users; nor will you seek to pass yourself off as another user.

You agree to notify us immediately if you become aware any unauthorised use of your password or account identifiers by others.

Professional Profiles as a Chanakya

Independent Advisors, Insurance Agents, Brokers, Portfolio Managers, Analysts may elect to register as a professional and create a professional profile on Gochanakya. Subject to the terms of this Agreement, such users can use the features made available by Gochanakya to promote their business on the Site. Gochanakya will not undertake any responsibility to check the factual nature and correctness and exactness of the Professional Profiles as a Chanakya.

2. Termination of registration

If you no longer wish to have a registered account, you may terminate your account by sending an email to  info@gochanakya.com. If you no longer accept these terms and conditions, or any future modification to these terms and conditions, you must cease using the Gochanakya Site. Continued use of the Gochanakya Site indicates your continued acceptance of these terms and conditions.

If, for any reason, we believe that you have not complied with these terms and conditions, we may, at our sole discretion, cancel your access to the registration areas of the Gochanakya Site immediately and without prior notice.
We may terminate your registered account, at our sole discretion, by emailing you at the address you have registered stating that the agreement has terminated.

 3. Use of material appearing on Gochanakya

Your use of Gochanakya is for your own personal and non-commercial use only. You acknowledge that, as between Gochanakya and you, except for user content and advertisements (as discussed below), Gochanakya is the sole owner of all content on Gochanakya, including, without limitation, all applicable copyrights, patents, trademarks, trade secrets, trade names, logos, and other intellectual property rights thereto, as well as text, images, graphics, logos, audio, video and other material appearing on Gochanakya ("Gochanakya Content"). The Gochanakya Site and the Gochanakya Content are protected by the copyright laws and other intellectual property laws of India and any other jurisdictions that the

You may download and print extracts from the Gochanakya Site for your own personal and non-commercial use only, provided you maintain and abide by any author attribution, copyright or trademark notice or restriction in any material that you download or print. You may not use any Gochanakya Content for any other purpose without our prior written approval. Except as expressly authorised by the Gochanakya Site, you are not allowed to create a database in electronic or paper form comprising all or part of the material appearing on the Gochanakya Site.

4. Disclaimer of liability

To the extent permitted at law, we do not accept any responsibility for any statement in the Gochanakya Content. Nothing in the Gochanakya Content is provided for any specific purpose or at the request of any particular person. For the avoidance of confusion, we will not be liable for any loss caused as a result of your doing, or not doing, anything as a result of viewing, reading or listening to the gochanakya content or any part of it. You can access other sites via links from the gochanakya site. These sites are not under our control and we are not responsible in any way for any of their contents.

We give no warranties of any kind concerning Gochanakya Site or the Gochanakya Content. In particular, we do not warrant that Gochanakya Site or any of its contents is virus free. You must take your own precautions in this respect as we accept no responsibility for any infection by virus or other contamination or by anything which has destructive properties.

Although we will do our best to provide constant, uninterrupted access to Gochanakya Site, we do not guarantee this. We accept no responsibility or liability for any interruption or delay. If you are accessing Gochanakya Site from the United States or Australia, the additional disclaimers and limitations of liability in Sections 16 and 17 and apply.

5. Third party advertising on Gochanakya Site

You will see advertising material submitted by third parties on Gochanakya Site. Each individual advertiser is solely responsible for the content of its advertising material. We accept no responsibility for the content of advertising material, including, without limitation, any error, omission or inaccuracy therein.

6. User content

Users of our site may be permitted to submit content in various areas of the Gochanakya Site. Interactions with our site are governed by our Acceptable Use Policy and can be accessed from https:www.gochanakya.com/acceptableuse/ which are incorporated in these terms and conditions. You will be deemed to consent to these guidelines, and these terms and conditions, if you choose to post any content or comments to the Gochanakya Site.

When you submit content to us, you agree and represent that you have created that content, or you have received permission from, or are authorised by, the owner of any part of the content to submit it to the Gochanakya Site.

You or the owner of the content still own the copyright in the content sent to us, but by submitting content to us, you are granting us an unconditional, irrevocable, non-exclusive, royalty-free, fully transferable, perpetual worldwide licence to use, publish and/or transmit, and to authorise third-parties to use, publish and/or transmit your content in any format and on any platform, either now known or hereinafter invented.

You acknowledge and agree that when you post content on the Gochanakya Site or view content provided by others, you are doing so at your own discretion and risk, including any reliance on the accuracy, completeness, of that content. You further acknowledge and agree that the views expressed by you and other users in that content do not necessarily reflect the views of Gochanakya, and we do not support or endorse any user content. You acknowledge that we have no obligation to pre-screen, monitor, review, or edit any content posted by you and other users on the Gochanakya Site.

We, or authorised third parties, reserve the right to cut, crop, edit or refuse to publish, your content at our or their sole discretion. We may remove your content from use at any time.

We accept no liability in respect of any content submitted by users and published by us or by authorised third parties.

You warrant that the content you submit to us is not obscene, threatening, harassing, libellous, deceptive, fraudulent, invasive of another's privacy, offensive, defamatory of any person or illegal. You warrant that the content you submit to us does not infringe any patent, trademark, trade secret, copyright, or other intellectual or proprietary or privacy right of any party or individual. You agree not to (i) post content which is deliberately intended to upset or harm other users; (ii) use the Gochanakya Site to post or otherwise transmit content that victimises, harasses, degrades, or intimidates an individual or group of individuals on the basis of any impermissible classification, including, without limitation, religion, gender, sexual orientation, race, colour, creed, ethnicity, national origin, citizenship, age, marital status, military status or disability; (iii) post or otherwise transmit any content that contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of the Gochanakya Site or any computer software or hardware or telecommunications equipment; (iv) upload or otherwise transmit any content, or take any other actions with respect to your use of the Gochanakya Site, that would constitute, or would otherwise encourage, criminal conduct or give rise to civil liability; or (v) use the Gochanakya Site for commercial purposes, including, without limitation, submitting any material to solicit funds or to promote, advertise or solicit the sale of any goods or services.

You understand that the technical processing and transmission of the Gochanakya Site may involve (i) transmissions over various networks; and (ii) changes to content to conform and adapt to technical requirements of connecting networks or devices. Gochanakya assumes no responsibility for the deletion or failure to store postings of content or other information submitted by you or other users to the Gochanakya Site.

If you are under 18, you confirm that you have permission of your parent or guardian to submit content.

In addition to the above, you agree not to use the Gochanakya Site to upload, post, e-mail, or otherwise transmit any content that you do not have a right to transmit under any law or regulation or under any contractual or fiduciary relationship (such as insider information, intellectual, proprietary or confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements and to intentionally or unintentionally violate any applicable local, state, national, or international law, including, but not limited to, regulations promulgated by the Securities and Exchange Board of India, any rules of any national or other securities exchange, including, without limitation, the National Stock Exchange, the BSE, or any other Exchange registered under the Securities and Exchange Board of India, and any rules, regulations, orders, directives and the like having the force of law).

7. Data protection

Please see our privacy policy for details of how personally identifiable information is collected and may be processed or shared with others. You will find the complete online Privacy Policy at https://gochanakya.com/privacy/.

8. Changes to these terms and conditions of use

Please note that we may change these terms and conditions from time to time at our sole discretion and we reserve the right to do without your consent. Any revised terms and conditions will be applicable at the time of posting on the Gochanakya Site. Please ensure that you review these terms and conditions regularly as you will be deemed to have accepted a variation if you continue to use the Gochanakya Site after it has been posted.

9. Governing law & Jurisdiction

These terms and conditions are governed by Indian law and the parties agree to submit to the exclusive jurisdiction of the Indian courts, provided that use of the Gochanakya Site in the United States is additionally governed by Section below entitled Governing law & jurisdiction (for US users)

10. Indemnification

You agree to defend, indemnify, and hold harmless Gochanakya, its parents, subsidiaries, and affiliates, and each of their respective officers, directors, and employees from any and all claims, liabilities, costs, and expenses, including, but not limited to, attorneys' fees and expenses, arising out a breach by you or any user of your account of these terms and conditions or privacy policy or arising out of a breach of your obligations, representation and warranties under these terms and conditions.

11. No waiver

Our failure to insist upon or enforce any provision of these terms of service shall not be construed as a waiver of any provision or right of Gochanakya.

12. Additional restrictions on User Content for US users

In addition to section 6 the terms in Section above, you agree not to use the Gochanakya Site to upload, post, e-mail, or otherwise transmit any content that you do not have a right to transmit under any law or regulation or under any contractual or fiduciary relationship (such as insider information, intellectual, proprietary or confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements and to intentionally or unintentionally violate any applicable local, state, national, or international law, including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock Exchange, or the NASDAQ, and any rules, regulations, orders, directives and the like having the force of law).

13. Additional disclaimers

Visitors to the Gochanakya Site agree that their use of the Gochanakya Site is at their own sole risk. The Gochanakya Site is provided "as is" and "as available," without warranty of any kind, either express or implied including but not limited to: (i) any warranties concerning the availability, accuracy, appropriateness, reliability, timeliness, or usefulness of the content of the Gochanakya Site; and (ii) any warranties of title, warranty of non-infringement, or warranties of merchantability or fitness for a particular purpose. Gochanakya also makes no representations and warranties as to any linked sites and Gochanakya has no liability or responsibility with respect to your use of such sites. In some instances, content made available on the Gochanakya Site may represent the opinions and judgments of providers or users, such as user content. Gochanakya and its affiliates do not endorse nor shall they be responsible or liable for the accuracy or reliability of any statement made on the Gochanakya Site by anyone other than authorised Gochanakya employees acting in such capacity. 
This disclaimer of liability applies to any damages or injuries caused by the Gochanakya Site, including, without limitation, those damages or injuries occurring as a result of: (i) any error, omission, deletion, or defect in the content available on the Gochanakya Site; or (ii) any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction of records, information or data, unauthorised access to, alteration of, or use of records, information or data, whether for breach of contract, tort, negligence, defamation, or any other cause of action. Gochanakya does not warrant or guarantee that access to the Gochanakya Site will be uninterrupted or error-free. 
Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

14. Limitation of liability

YOU ACKNOWLEDGE AND AGREE THAT, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, IN NO EVENT WILL GOCHANAKYA OR ITS AFFILIATES, INCLUDING, WITHOUT LIMITATION, THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, SUCCESSORS AND ASSIGNS, BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY DIRECT OR INDIRECT LOSS, DAMAGE, COST, EXPENSE OR LIABILITY OF ANY KIND ("LOSS") ARISING IN ANY WAY OUT OF OR IN CONNECTION WITH THE AVAILABILITY, USE, RELIANCE ON, OR INABILITY TO USE THE GOCHANAKYA SITE, INCLUDING (WITHOUT LIMITATION): (i) DAMAGES FOR BUSINESS INTERRUPTION, LOSS OF BUSINESS AND OTHER PROFITS, LOSS OF PROGRAMS, COST OF REPLACING EQUIPMENT OR SOFTWARE OR LOSS OF RECORDS, INFORMATION OR DATA, LOSS OF USE OF DATA, LOSS OF REVENUE, LOSS OF GOODWILL, LOSS OF CUSTOMERS, LOSS OF OR DAMAGE TO REPUTATION, LOSS OF CAPITAL, DOWNTIME COSTS, LOSS UNDER OR IN RELATION TO ANY OTHER CONTRACT, OR LOSS OF ANTICIPATED SAVINGS OR BENEFITS; (ii) ANY INDIRECT, SPECIAL, EXEMPLARY, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL LOSS; OR (iii) ANY LOSS ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE GOCHANAKYA SITE. THE EXCLUSION OF LIABILITY IN THIS SECTION 17 APPLIES EVEN IF GOCHANAKYA SHALL HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSS.

BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR PARTICULAR KINDS OF LOSS, IN SUCH STATES OR JURISDICTIONS, GOCHANAKYA'S LIABILITY SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW (THEREBY MINIMIZING GOCHANAKYA'S LIABILITY TO YOU TO THE LOWEST AMOUNT THAT APPLICABLE LAW PERMITS).